Terms Of Service | Creator Ledger

1. Agreement to Terms

By accessing or using Creator Ledger, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the service.

2. Service Description

Creator Ledger is a financial tracking and bookkeeping service designed for creative entrepreneurs. We provide tools to:

Import and organize financial transactions
Categorize income and expenses
Track business vs. personal allocation
Generate tax-ready reports and exports
Monitor sales tax and contractor payments

3. Account Requirements

To use Creator Ledger, you must:

Be at least 18 years old
Provide accurate and complete registration information
Maintain the security of your account credentials
Be responsible for all activities under your account
Notify us immediately of any unauthorized use

4. Subscription Plans and Billing

Creator Ledger offers the following plans:

Free: 50 transactions per month, CSV import only
Creator: $9.95/month or $95/year - 500 transactions per month, all import methods
Studio: $24.95/month or $239/year - Unlimited transactions, sales tax tracking, priority support

Billing is processed through Stripe. Subscriptions automatically renew unless cancelled. You can cancel anytime, and you'll retain access through the end of your billing period.

5. Refund Policy

We offer a 14-day money-back guarantee on all paid subscriptions. To request a refund within the first 14 days, contact us at info@craftedtools.app. Refunds are not available after 14 days, but you can cancel at any time to stop future charges.

6. Acceptable Use

You agree not to:

Use the service for any illegal purpose
Violate any laws or regulations
Upload malicious code or viruses
Attempt to access other users' data
Reverse engineer or copy the service
Share your account with others
Use the service to process data for third parties without authorization

7. Data and Privacy

Your use of Creator Ledger is also governed by our Privacy Policy. We take data security seriously, but you remain responsible for the accuracy of data you upload and maintain your own backup copies of important financial records.

8. Service Availability

We strive for high availability but do not guarantee uninterrupted service. We may perform maintenance, updates, or experience outages. We are not liable for any losses resulting from service interruptions.

9. Intellectual Property

Creator Ledger, including all content, features, and functionality, is owned by us and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without permission.

10. Limitation of Liability

Creator Ledger is provided "as is" without warranties of any kind. We are not responsible for:

Accuracy of categorization or tax calculations
Tax advice or compliance (consult a qualified tax professional)
Data loss (maintain your own backups)
Financial decisions made based on reports generated by the service
Any indirect, incidental, or consequential damages

Our total liability shall not exceed the amount you paid in the past 12 months.

11. Disclaimer

Creator Ledger is a financial organization tool, not a substitute for professional accounting or tax advice. We do not provide tax, legal, or financial advice. Always consult with qualified professionals for advice specific to your situation.

12. Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms of Service. You may terminate your account at any time by contacting us. Upon termination, your data will be deleted within 90 days unless legally required to be retained.

13. Changes to Terms

We may modify these Terms of Service at any time. We will notify you of material changes via email or through the service. Continued use after changes constitutes acceptance of the updated terms.

14. Governing Law

These Terms of Service are governed by the laws of the United States. Any disputes shall be resolved in the courts of the United States.

15. Contact Information

For questions about these Terms of Service, contact us:

Email: info@craftedtools.app